{"id":405,"date":"2006-05-12T09:28:10","date_gmt":"2006-05-12T17:28:10","guid":{"rendered":"http:\/\/lianza.org\/blog\/?p=405"},"modified":"2006-05-12T09:28:10","modified_gmt":"2006-05-12T17:28:10","slug":"my-quicken-prediction","status":"publish","type":"post","link":"https:\/\/lianza.org\/blog\/2006\/05\/12\/my-quicken-prediction\/","title":{"rendered":"My Quicken Prediction"},"content":{"rendered":"<p>I recently got a fully loaded <a href=\"http:\/\/www.apple.com\/macmini\/\">Mac Mini<\/a> to replace my Windows computer, and soon I won&#8217;t have any clunky box sitting under my desk.  I installed <a href=\"http:\/\/www.parallels.com\/en\/products\/workstation\/mac\/\">Parallels<\/a> so I could run Windows in a Window, and now my desktop looks largely like <a href=\"http:\/\/www.youtube.com\/watch?v=Dbt9upE6hpM\">this<\/a> (although I&#8217;m not running Linux on it).<\/p>\n<p>The primary reason I need that Windows VM running, aside from the fact that it&#8217;s probably just a prudent thing to have, is Quicken.  Quicken comes pre-installed on Macs, but if you read the <a href=\"http:\/\/www.amazon.com\/gp\/product\/B0009XB160\/qid=1147454133\/sr=8-5\/ref=pd_bbs_5\/102-2754183-0770550?%5Fencoding=UTF8&#038;v=glance&#038;n=229534\">user reviews at Amazon<\/a>, you&#8217;ll see that it is pretty much universally panned.  It has very little in common with Quicken for Windows.  It doesn&#8217;t look like it, feel like it, have the same capabilities, nor can it import all of your Quicken for Windows data.<\/p>\n<p>Here&#8217;s my prediction for Quicken&#8230; admittedly not a bold one.  Intuit is working on a web-based version of Quicken.  With all the Web 2.0 apps out there, if they don&#8217;t build it, someone else will.  When it comes out, they can (and should) kill the Mac version, and tout the web version as their solution for all non-Windows users.  The Windows version will live on for longer than it probably ought to, because they won&#8217;t solve the offline access problem in their web product.  That problem would probably be unacceptable by their hardcore Windows base.<\/p>\n<p>I don&#8217;t think it&#8217;s a very bold prediction, given what they did with TurboTax this year.  I used TurboTax for the web, and didn&#8217;t even consider buying a boxed version that I&#8217;d have to install.  I don&#8217;t know how much longer they really want to make boxed versions of TurboTax&#8230; especially considering they are basically writing the same app twice (once fo the web, and once for the desktop).  It also solves their licensing problems &#8211; because they control access to the online software.  They were so concerned about piracy a few years ago that they introduced an activation scheme for TurboTax that was so restrictive and confusing that it pissed off a lot of people (they subsequently removed that scheme).<\/p>\n<p>What I&#8217;d love to see is some competition in this area&#8230; a startup that could crank out a web-based version of Quicken before Intuit does.  The biggest hurdles would be ensuring that you can import people&#8217;s existing Quicken data, and developing the database of financial institutions to sync to (which may not be hard, since there are some open source projects that do this already).  You&#8217;d also have to convince people that you&#8217;re keeping their most personal data secure.  If there are no signs of a web-based Quicken by years end, I will be disappointed in 2 ways: 1) I won&#8217;t have Quicken on my Mac, and 2) I will regret not having founded such a startup.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>I recently got a fully loaded Mac Mini to replace my Windows computer, and soon I won&#8217;t have any clunky box sitting under my desk. I installed Parallels so I could run Windows in a Window, and now my desktop looks largely like this (although I&#8217;m not running Linux on it). The primary reason I [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"jetpack_post_was_ever_published":false,"_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_jetpack_memberships_contains_paid_content":false,"footnotes":"","jetpack_publicize_message":"","jetpack_publicize_feature_enabled":true,"jetpack_social_post_already_shared":false,"jetpack_social_options":{"image_generator_settings":{"template":"highway","default_image_id":0,"font":"","enabled":false},"version":2}},"categories":[9],"tags":[],"class_list":["post-405","post","type-post","status-publish","format-standard","hentry","category-techie"],"jetpack_publicize_connections":[],"jetpack_featured_media_url":"","jetpack_sharing_enabled":true,"jetpack_shortlink":"https:\/\/wp.me\/p5TCqO-6x","jetpack_likes_enabled":true,"_links":{"self":[{"href":"https:\/\/lianza.org\/blog\/wp-json\/wp\/v2\/posts\/405","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/lianza.org\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/lianza.org\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/lianza.org\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/lianza.org\/blog\/wp-json\/wp\/v2\/comments?post=405"}],"version-history":[{"count":0,"href":"https:\/\/lianza.org\/blog\/wp-json\/wp\/v2\/posts\/405\/revisions"}],"wp:attachment":[{"href":"https:\/\/lianza.org\/blog\/wp-json\/wp\/v2\/media?parent=405"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/lianza.org\/blog\/wp-json\/wp\/v2\/categories?post=405"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/lianza.org\/blog\/wp-json\/wp\/v2\/tags?post=405"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}