{"id":833,"date":"2012-01-28T14:46:24","date_gmt":"2012-01-28T22:46:24","guid":{"rendered":"http:\/\/lianza.org\/blog\/?p=833"},"modified":"2012-01-28T14:46:24","modified_gmt":"2012-01-28T22:46:24","slug":"symptom-solving","status":"publish","type":"post","link":"https:\/\/lianza.org\/blog\/2012\/01\/28\/symptom-solving\/","title":{"rendered":"Symptom Solving"},"content":{"rendered":"<p>There are many things to dislike about American politics, but possibly my least favorite is the degree to which we&#8217;ve completely given up on solving problems, and spend time debating solutions to the symptoms.  Even during an election year, when there&#8217;s no scarcity of big talk, our politicians are largely still unwilling to talk about problems &#8211; only symptoms.<\/p>\n<p>Some recent examples:<\/p>\n<h2><strong>Health Insurance<\/strong><\/h2>\n<p>There is no shortage of debate about paying for healthcare.  There is a very serious shortage of debate around why healthcare is so expensive.  There is considerable work that could be done to <a href=\"http:\/\/moneyland.time.com\/2010\/02\/25\/why-is-health-care-so-expensive-let-us-count-the-conspirators\/\">lower the cost<\/a> of providing health care and all we&#8217;re doing in this election year is assuming the cost is fixed, and fighting about how to pay for it.<\/p>\n<h2><strong>Paying for Higher Education<\/strong><\/h2>\n<p>Similar to heath care, this is another case where we assume costs are fixed.  However what upsets me the most about this discussion, which also made it&#8217;s way into the State of the Union Address, is that we continue to frame it as a conversation about Federal Student Loans.  It is absolutely mind-boggling, in the wake of the housing crisis, that someone can make the logical argument that <b>inexpensive, low-interest rate loans keeps costs down<\/b>.  Some (non-politicians) are calling it a <a href=\"http:\/\/en.wikipedia.org\/wiki\/Higher_education_bubble\">Higher Education Bubble<\/a>.  Even if you disagree that the ROI on a college degree is decreasing (that is, what students get out of it is not increasing proportionate to the cost) it is undeniable that <b>making money cheaper drives prices up<\/b>.  Giving students access to cheap money makes it easier for institutions to raise prices.  This fact also got a nod in the State of the Union, but it&#8217;s been happening for decades and it would be blasphemous for a politician to suggest that the government should subsidize less.  No one is talking about the cause of high tuition.  They&#8217;re only trying to solve the symptom.<\/p>\n<h2><strong>Income Inequality<\/strong><\/h2>\n<p>The president called this &#8220;the defining issue of our time&#8221; and history will regard it as the central argument of the <a href=\"http:\/\/en.wikipedia.org\/wiki\/Occupy_Wall_Street\">Occupy Wall Street<\/a> movement.  On this issue I&#8217;ve heard <em>some<\/em> discussion on the causes, but by and large even this argument degrades into one about taxation.  That is, after the income is already unequal, how do we re-equalize it?  Unfortunately this problem is actually <strong>really hard<\/strong>, and an across-the-board AMT-style tax like was mentioned in the speech is completely unrelated to the root cause.  I don&#8217;t believe most Americans #1 issue is income inequality, it&#8217;s mobility &#8211; their ability to advance (we&#8217;re all &#8220;<a href=\"http:\/\/en.wikiquote.org\/wiki\/John_Steinbeck#Disputed\">temporarily embarrassed millionaires<\/a>&#8220;) which would mean that the conversation has almost no connection to the problem.<\/p>\n<p>These are just a few of the most recent hot topics for which there&#8217;s no solution in sight&#8230; because the problem is not part of the conversation.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>There are many things to dislike about American politics, but possibly my least favorite is the degree to which we&#8217;ve completely given up on solving problems, and spend time debating solutions to the symptoms. Even during an election year, when there&#8217;s no scarcity of big talk, our politicians are largely still unwilling to talk about [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"jetpack_post_was_ever_published":false,"_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_jetpack_memberships_contains_paid_content":false,"footnotes":"","jetpack_publicize_message":"","jetpack_publicize_feature_enabled":true,"jetpack_social_post_already_shared":false,"jetpack_social_options":{"image_generator_settings":{"template":"highway","default_image_id":0,"font":"","enabled":false},"version":2}},"categories":[6],"tags":[],"class_list":["post-833","post","type-post","status-publish","format-standard","hentry","category-libertarian"],"jetpack_publicize_connections":[],"jetpack_featured_media_url":"","jetpack_sharing_enabled":true,"jetpack_shortlink":"https:\/\/wp.me\/p5TCqO-dr","jetpack_likes_enabled":true,"_links":{"self":[{"href":"https:\/\/lianza.org\/blog\/wp-json\/wp\/v2\/posts\/833","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/lianza.org\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/lianza.org\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/lianza.org\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/lianza.org\/blog\/wp-json\/wp\/v2\/comments?post=833"}],"version-history":[{"count":0,"href":"https:\/\/lianza.org\/blog\/wp-json\/wp\/v2\/posts\/833\/revisions"}],"wp:attachment":[{"href":"https:\/\/lianza.org\/blog\/wp-json\/wp\/v2\/media?parent=833"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/lianza.org\/blog\/wp-json\/wp\/v2\/categories?post=833"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/lianza.org\/blog\/wp-json\/wp\/v2\/tags?post=833"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}